What is Masters swimming?

Masters swimming is an organized program of swimming for adults. Members participate in a variety of ways ranging from lap swimming to international competition.

Who are the members?

Anyone 19 or over can join Masters swimming. U. S. Masters Swimming has over 30,000 members, a few of whom are in their 90's and even 100's.

Where is Masters swimming located?

Everywhere! There are over 450 local Masters Swim Clubs throughout the country and more forming every day. There's probably a group accessible to you regardless of where you live. 

How is US Masters Swimming organized?

United States Masters Swimming, Inc. provides the administrative structure for Masters swimming. However, Masters swimming is very much a grass roots organization.

The country is divided into smaller groups called Local Masters Swimming Committees (LMSC). LMSC's in turn are composed of smaller groups (clubs or teams and unaffiliated swimmers).

As an individual, you may choose to join a team or club and enjoy the camaraderie and structure of the group or you may choose to remain unattached. Unattached swimmers enjoy all of the benefits of U.S. Masters Swimming membership, except they cannot compete on relays.

What are the benefits of membership?

Benefits can be measured in many ways. When you join you're automatically covered by the group's insurance which provides accident and liability insurance during all sanctioned events and organized workouts.

You receive the SWIM Magazine which keeps you informed of the organization's programs and happenings. One of the greatest benefits is the pool access you get by being a part of a structured group.

Do I have to compete?

Everyone has his or her own reason for belonging - health, fitness, camaraderie, fun, the thrill of competition, travel and coaching are but a few.

About 30% of Masters swimmers compete in swimming meets on a regular basis. For those who are serious competitors, there are an incredible number of opportunities to test your skill and conditioning. Short Course (25 yard and 25 meter) and Long Course (50 meter) pool meets, lake and ocean open water swims, postal meets, special events and international championships are all part of an ambitious program of Masters swimming.

A recent U.S. Masters Swimming national championship meet drew 2,400 participants. It was the largest swimming meet ever held in North America. An international Masters championship in Japan ranks as the largest swimming meet ever. But if competing isn't your style, there's no need to fee pressured. Many Masters swimmers are simply interested in the regular routine of working out.

Are workouts always organized?

One of the greatest benefits of Masters swimming is to be able to practice with an organized group. Each club or team has its own program. Some are highly structured with set workouts and on-deck coaching, while others are very informal.

There's no question that the motivation and instruction a coach provides is a powerful advantage. Research has shown that interval training, an approach favored by most coaches, has innumerable benefits over simple lap swimming so most Masters swimmers prefer structured workouts. The facilities of each group vary greatly, but many of the teams and clubs have access to weight rooms with exercise equipment and make this a part of their training.

It is important to remember that you're in charge of your own program. From the most rudimentary of lap swimming routines to training for competitions or special events, U.S. Masters Swimming is structured to support you.

What does it cost?

An annual membership in USMS is obtained for a modest fee through Local Masters Swimming Committee and includes insurance benefits and SWIM Magazine. LMSC's have their own minimal membership fees to cover their administrative and organizational expenses.

In addition, clubs or teams can have their own membership fees to pay for pools, coaching, administrative, social and other costs.

Tell me a little more about the competition.

Competitions are organized by age groups of five-year increments (19-24, 25-29, 30-34, 35-39, etc. to 95 and over). Events include 50, 100, 200, 500, 1000 and 1650 freestyle (400, 800 and 1500 in meters) 50, 100 and 200 backstroke, breaststroke and butterfly and 100, 200 and 400 individual medleys. There are also freestyle and medley relays for men, women and/or mixed teams. Open water swims are held in most locales during the summer and can range in distance from one to ten miles. Special events such as seeing how far you can swim in one hour are contested through the mail.

USMS hosts two national championship meets a year. A short course (25 yard pool) championship is held in May and a long course (50 meter pool) championship is held in August. These four-day events rotate to different locations around the country.

International championships are conducted periodically by Masters swim organizations in countries throughout the world.

While health and physical fitness are the biggest rewards, proficient competitions can garner a host of awards and recognition. World and U.S. records, Top Ten and All America rankings, All Star status and national champion are accomplishments recognized by USMS. Medals, ribbons and trophies are a part of many competitions and are awarded to all age groups.

Is it healthy to exercise that hard as you get older?

It's true that the thrill of competition can produce some anxiety in the form of "butterflies," but study after study has proven that regular exercise can significantly contribute to your health. Swimming has continually been identified as the best way to exercise. Stress reduction, weight control, cardiovascular fitness, reduced cholesterol, muscle tone and endurance are all positively influenced by exercise. Masters swimmers swear by it.

I'm convinced, how do I join?

Contact your Local Masters Swimming Committee or call or write the National Office of USMS at:
P.O. Box 185
Londonderry NH 03053-0185
phone (603) 537-0203
fax (603) 537-0204

FAQs regarding the USMS Insurance Program 10/30/00

What happens to my club's practice group insurance if non-USMS members are in the water at the same time as USMS members, let's say, at a USMS practice?

General Liability coverage is voided if the swimmers are intermingled unless:

There is a lane separation (USMS members are in lanes 1-3 and non-USMS members are in lanes 4-6) and there is not a "combined" practice, e.g. one 'coach' is not supervising both groups. An individual(s) is involved in the USMS 30-day tryout period. The non-USMS members are USA Swimmers. However, USMS insurance coverage will not apply for the USA Swimmers.

Did you know that all USMS members are provided Secondary Accident Coverage?

This means that in the event of a USMS event related injury, the USMS Accident coverage may pay medical expenses incurred over $100 which are reasonalbe and customary and which are not paid by the individual's Primary Health/Accident insurance provider. A Report of Occurrence must be received by Risk Management Services, Inc. in order to obtain a claim form for this coverage.

A member of the USA Swimming practices with a USMS team. What is the status of the liability insurance for the USMS member club and its members?

The USMS Liability Program is in full force for the USMS members. There is an unwritten agreement between USMS and USA Swimming permitting each others' members to practice with one another. However, USMS coverage does not apply to the USA Swimmers, nor does USA Swimming coverage apply unless there is a USA Swimming certified coach supervising the practice.

Dryland Training: How are USMS Swimmers covered?

Insurance would cover swimmers and coaches during supervised dryland exercises out of the pool area. The key word is "supervised". The same requirements of supervision must be observed whether the swimmers are in or out of the pool during training periods, whatever the nature.

A USA Swimmer acts as an official or in a volunteer capacity at a USMS event. How is the USA Swimmer insured for this USMS activity?

USA Swimming coverage does not apply at all. Coverage for a USMS activity would be provided by the USMS Insurance Program.

Does USMS provide any type of Auto Liability for the USMS Local Member Clubs or USMS members?

No. Due to the number of members involved in USMS, it is impossible to obtain valid underwriting information for the coverage. Therefore, the insurance company and USMS have decided not to provide this coverage for Member Clubs or USMS members.

Did you know that Open Water Swimming events may include both USMS and USA Swimming members?

Because of the logistics involved in Open Water Swimming events, both USMS and USA Swimming provide insurance for these events as long as all participants are members of either USMS or USA Swimming. Sanctions must be obtained from both organizations.